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	<title>Brian McCallion,    B Com. A.I.I.C. &#187; Investments</title>
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		<title>What The Mutual Fund Companies Don’t Want YOU to Know!</title>
		<link>http://www.brianmccallion.ca/what-the-mutual-fund-companies-dont-want-you-to-know/</link>
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		<pubDate>Thu, 20 Jan 2011 17:14:24 +0000</pubDate>
		<dc:creator>BrianMcCallion</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[Alternative Investments]]></category>
		<category><![CDATA[Exempt Market Securities]]></category>
		<category><![CDATA[Growth ROR 14%]]></category>
		<category><![CDATA[Income ROR 13%]]></category>
		<category><![CDATA[Investment Diversification]]></category>
		<category><![CDATA[Never Lost a Dollar]]></category>
		<category><![CDATA[No MERs]]></category>
		<category><![CDATA[Offering Memorandum]]></category>
		<category><![CDATA[RRSP Eligible]]></category>
		<category><![CDATA[Stock Market Exempt]]></category>
		<category><![CDATA[TFSA Eligible]]></category>

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		<description><![CDATA[What The Mutual Fund Companies Don’t Want YOU to Know!

The US Stock Market Rate of Return for 2000 – 2010 has been -0.5%!

It Was Lower Than The 1930s Decade! -.02%

Isn’t It Time To Look At Other Investment Vehicles! <a href="http://www.brianmccallion.ca/what-the-mutual-fund-companies-dont-want-you-to-know/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<!-- Start Shareaholic LikeButtonSetTop Automatic --><!-- End Shareaholic LikeButtonSetTop Automatic --><p><span style="font-size: medium;"><span style="font-family: verdana,geneva;"><strong>What The Mutual Fund Companies Don’t Want YOU to Know!</strong></span></span></p>
<p><span style="font-size: medium;"><span style="font-family: verdana,geneva;"><strong> </strong></span></span></p>
<p><span style="font-size: medium;"><span style="font-family: verdana,geneva;"><strong>The US Stock Market Rate of Return for 2000 – 2010 has been -0.5%!</strong></span></span></p>
<p><span style="font-size: medium;"><span style="font-family: verdana,geneva;"><strong> </strong></span></span></p>
<p><strong><span style="font-size: medium;"><span style="font-family: verdana,geneva;">It Was Lower Than The 1930s Decade! -.02%</span></span><br />
</strong></p>
<p><strong> </strong></p>
<p><span style="font-size: medium;"><span style="font-family: verdana,geneva;"><strong>Isn’t It Time To Look At Other Investment Vehicles!</strong></span></span></p>
<p style="text-align: center;"><a href="http://www.brianmccallion.ca/wp-content/uploads/2011/01/Stock-Market-Performance.jpg"></a><a href="http://www.brianmccallion.ca/wp-content/uploads/2011/01/Stock-Market-Performance1.jpg"></a><a href="http://www.brianmccallion.ca/wp-content/uploads/2011/01/Stock-Market-Performance2.jpg"></a><a href="http://www.brianmccallion.ca/wp-content/uploads/2011/01/Stock-Market-Performance3.jpg"><img class="aligncenter size-medium wp-image-328" title="Stock Market Performance" src="http://www.brianmccallion.ca/wp-content/uploads/2011/01/Stock-Market-Performance3-300x273.jpg" alt="" width="510" height="273" /></a></p>
<p><strong><span style="font-size: medium;"><span style="font-family: verdana,geneva;">Most people lack True Diversification!</span></span></strong></p>
<p><span style="font-size: medium;"><span style="font-family: verdana,geneva;"> </span></span></p>
<p><span style="font-size: medium;"><span style="font-family: verdana,geneva;">Having all <em><strong>your </strong></em>investments in <em><strong>Mutual Funds</strong></em> although invested in many companies in many countries is not diversification!</span></span></p>
<p><span style="font-size: medium;"><span style="font-family: verdana,geneva;"> </span></span></p>
<p><strong><span style="font-size: medium;"><span style="font-family: verdana,geneva;">They are all in the stock market.</span></span></strong></p>
<p><span style="font-size: medium;"><span style="font-family: verdana,geneva;"> </span></span></p>
<p><strong><span style="font-size: medium;"><span style="font-family: verdana,geneva;">Isn’t time that you took a look at other investment vehicles?</span></span></strong></p>
<p><span style="font-size: medium;"><span style="font-family: verdana,geneva;"> </span></span></p>
<p><span style="font-size: medium;"><span style="font-family: verdana,geneva;"><span style="color: #888888;"><em><strong>Exempt Market Securities</strong></em></span> are securities that, in general are <strong><em>not</em></strong> tied to the stock market. They have been around for over 50 years.</span></span></p>
<p><span style="font-size: medium;"><span style="font-family: verdana,geneva;">This type of security can be geared toward growth, towards producing regular monthly income and or reducing taxes.</span></span></p>
<p><span style="font-size: medium;"><span style="font-family: verdana,geneva;"> </span></span></p>
<p><span style="font-size: medium;"><span style="font-family: verdana,geneva;">These securities show a very healthy track record, both in terms of time, and average rate of return.</span></span></p>
<p><span style="font-size: medium;"><span style="font-family: verdana,geneva;"> </span></span></p>
<p><strong><span style="font-size: medium;"><span style="font-family: verdana,geneva;">What are the main differences between Exempt Market Securities and Mutual Fund Investments?</span></span></strong></p>
<p><strong><span style="font-size: medium;"><span style="font-family: verdana,geneva;"><br />
</span></span></strong></p>
<ul>
<li><span style="font-size: medium;"><span style="font-family: verdana,geneva;">You      get an <em><strong>Offering Memorandum</strong></em> instead of a <em><strong>Prospectus</strong></em>. </span></span></li>
<li><span style="font-size: medium;"><span style="font-family: verdana,geneva;">You      own a <em><strong>HARD</strong></em> asset versus a <strong><em>PAPER</em></strong> one. </span></span></li>
<li><span style="font-size: medium;"><span style="font-family: verdana,geneva;">They      are <span style="text-decoration: underline;"><em><strong>NOT</strong></em></span> tied to the stock market. </span></span></li>
<li><span style="font-size: medium;"><span style="font-family: verdana,geneva;">No <em><strong> M.E R’s</strong></em> (management expense ratio). </span></span></li>
<li><span style="font-size: medium;"><span style="font-family: verdana,geneva;">Most      have <em><strong>Never Lost</strong></em> <em><strong>a Dollar</strong></em> of investor’s money</span></span></li>
<li><span style="font-size: medium;"><span style="font-family: verdana,geneva;"><em><strong>RRSP      eligible</strong></em> since 2005 </span></span></li>
<li><span style="font-size: medium;"><span style="font-family: verdana,geneva;"><em><strong>TFSA      eligible</strong></em> since 2009 </span></span></li>
</ul>
<p><span style="font-size: medium;"><span style="font-family: verdana,geneva;"> </span></span></p>
<p><strong><span style="font-size: medium;"><span style="font-family: verdana,geneva;">Growth rates of return as high as 14% and Income rates of return as high as 13%</span></span></strong></p>
<p><strong><span style="font-size: medium;"><span style="font-family: verdana,geneva;"><br />
</span></span></strong></p>
<p><span style="font-size: medium;"><span style="font-family: verdana,geneva;"> </span></span></p>
<p><strong><span style="font-size: medium;"><span style="font-family: verdana,geneva;">Call or email me for more information!</span></span></strong></p>
<p><strong><span style="font-size: medium;"><span style="font-family: verdana,geneva;">Cell: 250-215-1763</span></span></strong></p>
<p><strong><span style="font-size: medium;"><span style="font-family: verdana,geneva;"><a href="mailto:Brian@BrianMcCallion.ca">Brian@BrianMcCallion.ca</a></span></span></strong></p>
<p><strong><span style="font-size: medium;"><span style="font-family: verdana,geneva;"> </span></span></strong></p>
<p><span style="font-size: medium;"><span style="font-family: verdana,geneva;"> </span></span></p>
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