Guaranteed Issue Life Insurance offers you real peace-of-mind with guaranteed acceptance.
Guaranteed Issue Life Insurance provides coverage from $5,000 to $20,000 without completion of a medical questionnaire or exam at the time you apply. Your acceptance is guaranteed, regardless of your health-so that you can give your loved ones an extra measure of protection that you can be sure of.
If you are a Canadian resident age 40 to 75, acceptance of your application is guaranteed upon receipt of your initial premium payment, without completion of a medical questionnaire.
Your benefit increases to five times the coverage amount in the case of accidental death before age 85.
Guaranteed Issue Life Insurance plan includes a Living Benefit at no additional cost. If you are diagnosed with a terminal illness with less than 12 months to live, you will have the option of applying to receive up to 50% of your coverage amount, provided your coverage has been in effect for at least two years.
During The First 2 Years of Coverage
Cause of Death
Suicide Sane or Insane, Refund of 100% of the premiums
paid, without interest
Non-accident* Refund of premiums paid plus 10% interest
compounded annually
Accident 5x Death Benefit Amount
Following The First 2 Years of Coverage
Cause of Death
Suicide Death Benefit Amount
Non-accident Death Benefit Amount
Accident (85 years of age and older) Death Benefit Amount
Accident (under 85 years of age) 5x Death Benefit Amount
*Coverage must be in force for at least 2 years before the Life Insurance amount you choose becomes payable.
Additional Benefits
Your premiums will never increase.
Your coverage amount will never decrease.
Your coverage can never be cancelled.
And you can enjoy premium-free coverage after age 95.
Call or email me for more information!
Cell: 250-215-1763
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